One card.
Infinite choices.

A central hub for multibrand loyalty. Let your users choose their rewards across aviation, hospitality, and retail.

Universal Rewards Node

flight_takeoff

bed

storefront

Overview

Cosmo's Multibrand engine enables a single card to dynamically route earnings across an ecosystem of global loyalty partners.

credit_card

A single physical or digital card connected to multiple global loyalty programs seamlessly.

settings_input_component

Dynamic rewards based on real-time user-selected reward programs via your mobile app.

layers

Stack rewards simultaneously across multiple network programs with a single transaction.

account_balance

Simplified infrastructure with one consolidated settlement covering all active loyalty programs.

Step One

Connect to Cosmo APIs with our lightweight SDK. Minimal engineering required for full network access.

Step Two

Enable multiple loyalty programs from the Cosmo network through your partner dashboard instantly.

Step Three

Each transaction generates rewards based on the user's specific selected preferences automatically.

Join the world's most flexible loyalty network and give your users the power of choice.