Trusted by leading institutions
Alfursan
Qatar Privilege Club
Accor ALL
Barq
Kuwait Finance HouseWhat You Can Build
Flexible primitives for any loyalty use case.
Point Exchange
Enable users to convert points seamlessly between programs. Real-time settlement and automated reconciliation included.
Co-Branded Cards
Launch card programs that reward users in any currency. Connect spend directly to loyalty ledgers via API.
Multibrand
Unite a coalition of partners under one loyalty currency. Manage permissions, issuance rules, and settlement logic centrally.
How It Works
Power all your partnerships through a single setup
Cosmo centralizes the three essential layers of any partnership — allowing you to connect once and scale infinitely.
Commercials
Standardized legal and commercial frameworks that remove the need for bilateral negotiations with every new partner.
Technology
A single API integration that provides access to the entire ecosystem's ledgers, issuance rules, and redemption logic.
Operations
Unified treasury management and automated reconciliation, ensuring all cross-program value transfers are settled in real-time.
Ready to join
the network?
Join the infrastructure powering the next generation of global loyalty. Scalable, secure, and built for enterprise.