Product · Co-Branded Cards

Launch co-branded cards faster.

One integration powers every co-brand you launch. You own the card and the customer; Cosmo handles the loyalty side — partner commercials, technical delivery, and settlement.

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Co-Branded Cards

SAME RAIL · EVERY PARTNER

Airline co-brand
Aviation partner

PROGRAM AV-2291

EARN 3x miles · airline spend
✓ issued via /v1/transactions

SETTLEMENT netted
1 position · whole portfolio

The infrastructure to launch, manage, and scale card partnerships — on a network and settlement layer that already exists.

Capabilities

Everything you need to scale card partnerships.

Any vertical

The core primitive

One blueprint, reused per partner.

The contract, the integration, and the settlement model are solved once. Each new co-brand reuses them — so partner three costs a fraction of partner one.

Portfolio · 3 partners live

Airline co-brandLive

Hotel co-brandLive

Retail co-brandConfiguring

Standardized integration

1 API

Connect to any card partner through one unified set of APIs and schemas.

Centralized settlement

1 statement

Reconciliation across your whole co-brand portfolio, netted into one monthly position.

Global partner management

1 portal

Oversee every partnership and region from a single dashboard.

How it works

One blueprint, every partner vertical.

1Once

Single integration

Connect once to Cosmo's shared infrastructure and operating model. Your card programs, ledgers, and statements all speak one schema from here on.

Unified schemaSandbox first

2Repeatable

Onboard partners

Airline, hotel, or retail — each new partner reuses the same technical blueprint and commercial framework. Ride Cosmo's contracts, or keep your own.

Reusable templatesYour commercials

3At scale

Unified operations

Run the whole portfolio from one place — performance, campaigns, and reconciliation across every co-brand in a single operating model.

One dashboardMonthly netting

Co-Branded Cards

Launch your next card,
not another build.

The commercial, technical, and settlement layers are already built. Bring the partnership.