Point Exchange
A clean, professional network for seamless reward transfers.
Hover over our ecosystem to visualize the real-time flow of value between financial institutions and travel partners.
account_balance
Bank Rewards
corporate_fare
Hotel Points
flight_takeoff
Airline Miles
Cosmo provides the infrastructure to issue rewards from your program into partner loyalty programs across the network.
Capabilities
api
Unified API
Single connection for reward issuance across the entire network.
bolt
Real-time
Flexible issuance options including instant real-time transfers.
account_balance_wallet
Settlement
Automated, centralized clearing for all partner transactions.
visibility
Visibility
Full transparency with comprehensive reporting and analytics.
How It Works
1
Step One
Integrate once
Connect your system to our robust Cosmo APIs with ease and speed.
2
Step Two
Activate partners
Request access to any loyalty program from the vast Cosmo network.
3
Step Three
Start exchanging
Issue rewards to selected partners using the same integrated API.