Cosmo Blog
We believe education is an integral part of our mission. We aim to drastically improve the utility of any reward currency through spreading knowledge and education

What is a loyalty program?
It's no secret that loyalty programs have gained significant popularity, with around 80% of American consumers reportedly enrolled in at least one, according to a Lending Tree survey.

Why form loyalty partnerships?
Imagine a scenario where customers can use their credit cards to earn points that can be redeemed for travel tickets or accumulate points while shopping at a retailer for hotel stays.

Multibrand vs Co-branded cards
Co-branded credit cards have been around since the mid-1980s, when an airline partnered with a bank to launch a gold Mastercard.

The Future of Fintech-Loyalty Collaboration
The convergence of fintech and loyalty programs is reshaping customer engagement in financial services.

One Contract, Endless Loyalty Connections
Cosmopoints offers one contract that unlocks access to a vast network of loyalty programs.

Reducing Complexity in Loyalty Program Management
Managing loyalty programs is a critical but complex task for financial institutions.

The Power of a Unified Loyalty API Standard
Cosmopoints addresses loyalty API diversity with a unified API standard.

How Cosmopoints Streamlines Financial Partnerships
Cosmopoints streamlines partnerships by offering a unified platform to connect banks and loyalty programs.

Simplifying Loyalty Integration for Banks
Cosmopoints offers a purpose-built, end-to-end platform connecting banks to a global network of loyalty programs.