Trusted by leading institutions
What You Can Build
Flexible primitives for any loyalty use case.
Point Exchange
Let customers move value between your rewards and partner programs.
Co-Branded Cards
Launch co-branded cards and partnerships without rebuilding your stack.
Multibrand
Link a single card to multiple reward currencies and let customers split and earn rewards across multiple programs.
How It Works
Power all your partnerships through a single setup
Cosmo centralizes the three essential layers of any partnership — allowing you to connect once and scale infinitely.
Commercials
Standardized legal and commercial frameworks that remove the need for bilateral negotiations with every new partner.
Technology
A single API integration that provides access to the entire ecosystem's ledgers, issuance rules, and redemption logic.
Operations
Unified treasury management and automated reconciliation, ensuring all cross-program value transfers are settled in real-time.
Ready to join
the network?
Join the infrastructure powering the next generation of global loyalty. Scalable, secure, and built for enterprise.